Accept multi currency payments on your invoicing and checkouts
Instantly transfer your funds - no more traditional 7 days delay
Start using your account confidently with full compliance and security.
Open a multi-currency wallet designed to keep your assets safe.
Send, receive, pay, spend money instantly without delays or hidden fees
Experience the freedom of digital money while staying connected to traditional banking. With simple on- and off-ramp tools, we make it easy to switch between fiat and crypto—whenever you need, wherever you are.
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Send and manage invoices directly from your wallet. Track payments, stay organized, and get paid faster
Track every transaction, monitor your spending, and keep an eye on your earnings with real-time analytics.
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QOAY is an innovative, trend-focused, fully-featured that connect banks with blockchain technology via enabling users to open multiple currency wallets, both in fiat and cryptocurrency, under a single account and much more.
Yes, QOAY caters to both business and personal needs. Users can open accounts for their businesses and personal finances, managing all aspects conveniently within the same platform.
QOAY provides a merchant account option, allowing businesses to accept cryptocurrency payments on their websites and stores. This feature facilitates seamless transactions for various types of businesses.
“Fully-featured” in the context of QOAY implies that the bank provides a comprehensive range of services and features. This includes multiple currency accounts in cryptocurrency and fiat, merchant accounts, and debit cards, invoicing, contracts and covering a wide spectrum of financial needs.
QOAY priorities security, implementing robust measures to safeguard users’ cryptocurrency assets. This includes encryption protocols, secure authentication processes, and other advanced security features. QOAY hold user funds in verifeid and award wining custody.
QOAY is a registered financial company in Canada as an MSB with the local registrar, Fintrac. We are also registered in Lithuania as a VASP, which permits us to provide all kinds of services.
From individuals to businesses, we’re creating new ways to access money without borders. Our platform unlocks global financial opportunities and makes digital assets truly universal.
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